Delta SkyMiles Gold Business American Express card review – Forbes Advisor
The Delta SkyMiles® Gold Business American Express Card currently has a welcome offer of 70,000 bonus miles and a $ 50 statement credit after spending $ 2,000 on purchases as a new cardholder in the first 3 months of account opening. This offer ends 11/10/2021.
The card earns 2 Miles for every dollar spent on qualifying purchases made directly with Delta, qualifying purchases in the United States for advertising in select media, qualifying shipping purchases in the United States and at restaurants. Earn 1 Mile on every qualifying dollar spent on other purchases.
Rewards aren’t capped, and technically the sky’s the limit here, but be aware that Delta SkyMiles aren’t the most valuable currency to be earned on daily purchases when it comes to credit card rewards.
Delta is a SkyTeam alliance partner, and miles earned in the SkyMiles program can be redeemed for award seats on flights operated by the following airlines: Aeroflot, Aerolíneas Argentinas, Aeroméxico, Air Europa, Air France, Alitalia , China Airlines, China Eastern Airlines, Czech Airlines, Garuda Indonesia, Kenya Airways, KLM, Korean Air, Middle East Airlines, TAROM, Vietnam Airlines and XiamenAir.
Unfortunately, Delta’s reward rates in premium cabins on its own flights have skyrocketed since the airline took the rewards tables off the web and implemented dynamic pricing. However, it is still possible to find business class seats at reasonable rates on any of the aforementioned partner airlines.
If you’re not spoiled with fine wine and beds lying in the sky, one of the best options for redeeming SkyMiles is during a flash sale promotion. The destinations are announced monthly, and you can take advantage of one of the discounted economy class travel to the region indicated.
To determine the rewards potential of the Delta SkyMiles Gold Business card, we need to look at the bonus categories and calculate what an example American household might spend in those areas. Forbes uses data from various government agencies to determine both basic income and spending averages in various categories. The 70th percentile of salaried households earns $ 100,172 per year, and we base our spending on that number. For a small business card, we base our estimates on expenses for a sole proprietorship or freelance writer.
The Delta SkyMiles Gold card earns 2 Miles for every dollar spent on qualifying purchases made directly with Delta, qualifying purchases in the United States for advertising in certain media, qualifying shipping purchases in the United States and restaurants. Earn 1 Mile on every qualifying dollar spent on other purchases.
Forbes estimates that the typical small business owner will spend $ 1,755 per year, for a total of 3,510 SkyMiles. Dinner adds an additional $ 4,406 or 8,812 SkyMiles. Shipping and advertising is a bit more nebulous, but we estimate $ 1,200 in spend per year, which is 2,400 SkyMiles. Other expenses that can reasonably be billed to a credit card add $ 19,049 in additional annual expenses and would earn 19,049 SkyMiles, for a total of 33,771 SkyMiles earned each year in addition to the first year welcome bonus.